Invoicing by Fusion Payments — Text-to-pay
Text-to-pay invoicing. The invoice arrives as a text, and gets paid on the phone it arrived on.
Invoicing by Fusion Payments sends an invoice by text message over a carrier-registered business line. Your customer gets your business name, the invoice number, the amount owed and a secure link, and pays by card — or on accounts set up for it, straight from a bank account — with no app and no login.
- Registered business line
- Pay link + QR code
- PDF by email
- "Viewed" status
- Text reminders
- STOP honored by software
Live today · set up by our team, not a signup form
Invoicing by Fusion Payments — How it runs
How do I send an invoice by text?
Create the invoice, tick "Text message" in the Send dialog, and send. The customer receives a text from your business name with the invoice number, the amount owed and the pay link. Tick "Email" as well and the same invoice goes to their inbox with the PDF attached.
Texts go only to a customer with a mobile number on file whose record carries a ticked consent box, and they are sent from your Fusion Payments number rather than your personal phone. For the customer standing in front of you, "Copy pay link" and "QR code" on the invoice do the same job without a message.
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Per invoice, per customer
Email, text or both is chosen in the Send dialog each time, with up to four extra recipients on an invoice.
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The link is the key
There is no customer login. The link opens the invoice and its Pay now button in the phone’s browser, and works until the invoice is paid or canceled.
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Viewed, then Paid
The invoice shows "Viewed" with the time the customer first opens the link and flips to Paid the moment the payment lands. An email on first open is a switch in Settings.
What the customer sees
What does a text-to-pay invoice look like to the customer?
A short text that opens with the Fusion Payments brand, names your business and the invoice number, gives the amount still owed, includes the link, and ends with the standard line on how to stop or get help.
The link opens a single card built for a phone: your logo and business name, the line items and total, and a full-width "Pay now" button. The checkout takes a card or, on accounts set up for it, a bank account, and asks for a six-digit code sent to the customer’s email or phone before the payment goes through. A receipt is emailed automatically, and the page itself turns into a green PAID receipt at the same link.
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No app, no account
Nothing to install and no password to create. The link is enough.
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Card or bank
On accounts with bank payments switched on, "ACH Transfer" sits beside the card option on the same page. A bank payment is never surcharged.
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Fees before the card, when there are any
If your account surcharges, the surcharge and exact total print before a card number is asked for; on dual pricing, the card, bank and cash prices print side by side. Debit cards are exempted from a surcharge automatically.
Invoicing by Fusion Payments — Consent and STOP
What happens when a customer replies STOP?
Texting to that number stops at once and stays stopped, even if the consent box on their record is still ticked. Their invoices and reminders continue by email, so a STOP never means an unpaid invoice goes quiet.
The line is registered with the carriers and the wording of the message is fixed, which is what keeps delivery reliable. Consent is recorded on the customer’s record with the wording they agreed to, and the software refuses to text without it.
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Reminders by text too
Automated reminders can go by text as well as email, on the schedule you set once in Settings — before due, on the due date, then every few days overdue until a cap. Every reminder is logged on the invoice.
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Fixed wording, by design
You control your business name, logo, contact details and the notes footer. The message itself does not change, because the carriers approved it as written.
Fusion Payments — Text-to-pay, answered
Questions, answered plainly.
The ones we get on the phone, in the words they’re asked in.
- Index
- 05 questions
- Revision
- 2026-09
- Asked of
- A person, first
Q-01Can my customer pay a texted invoice from a bank account?
Yes, on accounts with bank payments switched on. The same checkout offers "ACH Transfer" beside the card option, and a bank payment is never surcharged. Ask us to switch it on.
Q-02Can I text an invoice from my own cell number?
No. Invoice texts go out from your Fusion Payments number, a carrier-registered business line, so they arrive as business messages and a STOP reply is honored automatically. Your business phone is printed on the invoice for the customer to call.
Q-03Does the customer need an app?
No. The link opens in the phone’s browser. There is nothing to install and no password to create.
Q-04What if the customer’s phone number is wrong?
The number prints on the invoice under "Bill to", so the customer can see it before checkout, and the verification code can go to their email instead. Correct it on the customer’s record or on the invoice’s recipients before sending.
Q-05How long does the pay link work?
Until the invoice is paid or canceled. After payment the same link shows the green PAID receipt.
*Answers describe the product as it runs today — not a roadmap.
Start here
Send the next invoice by text.
Tell us how you bill today — we set up Invoicing by Fusion Payments with your merchant account, your sending line and your payment page.
call: (407) 395-2832 · a person answers, not a queue
write: info@fusionpayments.com · read by the people who build
* The first conversation is a reading, not a pitch — bring last month's processing statement and leave with every line on it explained. No fee, no obligation.
